Carmine State Bank

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Since 1907

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	Carmine State Bank *Rated 5-Stars by* BauerFinancial, Inc. For 22 Consecutive Years
Click here for more information about our 5-star rating.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Paper Series EE and I Savings Bonds will no longer be sold through financial institutions (including Carmine State Bank) or mail-in orders after December 31, 2011. Savings bonds aren't going away, though. You can still purchase electronic savings bonds online through TreasuryDirect at www.treasurydirect.gov. Carmine State Bank will still redeem existing paper Savings Bonds.

< < < < ALERTS > > > >

Please be cautious of fraudulent e-mails, appearing from legitimate sources. Banks, including Carmine State Bank, will NEVER contact you by e-mail requesting information or asking you to log into Internet Banking. These e-mails are all fraudulent and attempts to steal your identity. Carmine State Bank will NEVER send a text message requesting information. Click Here for more information about this alert.