|
- - - Rates
- - -
RATES
ACCURATE AS OF DECEMBER 31, 2009
All rates listed are subject to
change.
CERTIFICATE OF DEPOSIT
|
Term
|
Interest Rate
|
Annual Percentage Yield (APY)
|
Minimum Balance Requirements
|
| 31 Days
|
1.00%
|
1.00%
|
$500.00
|
| 182 Days
|
1.15%
|
1.16%
|
$500.00
|
| 12 Months |
1.40% |
1.41% |
$500.00
|
| 18 Months
|
1.50%
|
1.51%
|
$500.00
|
| 30 Months
|
1.60%
|
1.61%
|
$500.00
|
Annual Percentage Yield (APY) calculated with interest paid
monthly to Certificate of Deposit Account.
Penalty for early withdrawal.
SAVINGS
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
0.50%
|
0.50%
|
Annual Percentage Yield (APY) calculated with interest paid quarterly.
Limit six withdrawals per quarter, after six $2.00 each.
Minimum Balance to Open and Maintain: $10.00. If balance
falls below $10.00, $5.00 service charge.
INDIVIDUAL RETIREMENT ACCOUNT (IRA)
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
2.00%
|
2.02%
|
Annual Percentage Yield (APY) calculated with interest paid quarterly.
Account subject to IRS Regulations.
HEALTH SAVINGS ACCOUNT (HSA)
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
2.00%
|
2.02% |
Interest paid monthly.
Monthly account statements.
Eligibility rules
apply.
MONEY MARKET CHECKING
|
Balance
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| Under $5,000.00
|
0.50%
|
0.50%
|
| $5,000.00 - $20,000.00
|
0.75%
|
0.75%
|
| Over $20,000.00
|
1.00%
|
1.00%
|
Annual Percentage Yield (APY) calculated with interest paid monthly.
Limit of six (6) withdrawals per month.
An excess
withdrawal fee $5.00 per withdrawal will be
charged for each withdrawal in excess of six (6). If balance is under $2,500.00, $5.00 fee per month.
If balance is under $1,000.00, $10.00 fee per month.
Please
contact the bank at 979-278-3244 to verify rates,
as
all rates listed above are subject to change at anytime.
Click
here for Important
Information about Procedures for Opening a New Account
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