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- - - Rates - - -

 

 

RATES ACCURATE AS OF APRIL 1, 2008

 

 All rates listed are subject to change.

 

 CERTIFICATE OF DEPOSIT

Term

Interest Rate

Annual Percentage Yield (APY)

Minimum  Balance Requirements

31 Days 1.00% 1.00% $500.00
182 Days 2.25% 2.27% $500.00
12 Months 2.50% 2.53% $500.00
18 Months 2.65% 2.68% $500.00
30 Months 2.75% 2.78% $500.00

Annual Percentage Yield (APY) calculated with interest paid monthly to Certificate of Deposit Account.

Penalty for early withdrawal.

 

 

SAVINGS

Interest Rate

Annual Percentage Yield (APY)

1.50%

1.51%

Annual Percentage Yield (APY) calculated with interest paid quarterly.

Limit six withdrawals per quarter, after six $2.00 each.  

Minimum Balance to Open and Maintain:  $10.00.  If balance falls below $10.00, $5.00 service charge.

 

 

 

INDIVIDUAL RETIREMENT ACCOUNT (IRA)

Interest Rate

Annual Percentage Yield (APY)

3.00%

3.03%

Annual Percentage Yield (APY) calculated with interest paid quarterly.

Account subject to IRS Regulations. 

 

 

HEALTH SAVINGS ACCOUNT (HSA)

Interest Rate

Annual Percentage Yield (APY)

3.00%

3.04%

Interest paid monthly.  Monthly account statements.

Eligibility rules apply.

 

 

MONEY MARKET CHECKING

Balance

Interest Rate

Annual Percentage Yield (APY)

Under $5,000.00 1.00% 1.00%
$5,000.00 - $20,000.00 1.25% 1.26%
Over $20,000.00 1.50% 1.51%

Annual Percentage Yield (APY) calculated with interest paid monthly.

Limit of six (6) withdrawals per month, with three (3) by check and three (3) by transfers.  An excess check fee of $5.00 per check or transfer will be charged for each check in excess of three (3) and each transfer in excess of three (3).

If balance is under $2,500.00, $5.00 fee per month.

If balance is under $1,000.00, $10.00 fee per month.

 

 

Please contact the bank at 979-278-3244 to verify rates,

 as all rates listed above are subject to change.

 

Click here for Important Information about Procedures for Opening a New Account

 

 

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