|
- - - Rates
- - -
RATES ACCURATE AS OF FEBRUARY 1, 2012
All rates listed are subject to
change.
CERTIFICATE OF DEPOSIT
|
Term
|
Interest Rate
|
Annual Percentage Yield (APY)
|
Minimum Balance Requirements
|
| 182 Days
|
0.50%
|
0.50%
|
$500.00
|
|
12 Months |
0.70% |
0.70% |
$500.00
|
| 18 Months
|
0.80%
|
0.80%
|
$500.00
|
| 30 Months
|
1.00%
|
1.00%
|
$500.00
|
Annual Percentage Yield (APY) calculated with interest paid
monthly to Certificate of Deposit Account.
Penalty for early withdrawal.
SAVINGS
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
0.50%
|
0.50%
|
Annual Percentage Yield (APY) calculated with interest paid quarterly.
An
excess withdrawal fee of $2.00 will be charged for each withdrawal in excess of
six during a statement cycle.
Minimum Balance to Open and Maintain: $10.00.
If balance
falls below $10.00, $5.00 service charge fee.
INDIVIDUAL RETIREMENT ACCOUNT (IRA)
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
1.35%
|
1.36%
|
Annual Percentage Yield (APY) calculated with interest paid quarterly.
Account subject to IRS Regulations.
HEALTH SAVINGS ACCOUNT (HSA)
|
Interest Rate
|
Annual Percentage Yield (APY)
|
|
1.35%
|
1.36% |
Interest paid monthly.
Monthly account statements.
Eligibility rules
apply.
MONEY MARKET CHECKING
|
Balance
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| Under $5,000.00
|
0.50%
|
0.50%
|
| $5,000.00 - $20,000.00
|
0.75%
|
0.75%
|
| Over $20,000.00
|
1.00%
|
1.00%
|
Annual Percentage Yield (APY) calculated with interest paid monthly.
Limit of six (6) withdrawals per month.
After
six withdrawals there is a check maintenance fee of $5.00 per withdrawal. If balance is under $2,500.00, $5.00 fee per month
service charge fee. If balance is under $1,000.00, $10.00 fee per month
service charge fee.
Please
contact the bank at 979-278-3244 to verify rates,
as
all rates listed above are subject to change at anytime.
Click
here for Important
Information about Procedures for Opening a New Account
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