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- - - Privacy
Policy - - -
At Carmine State Bank your Privacy is
important to us.
- We, our, and us, when
used in this notice, mean Carmine State Bank.
This is our privacy notice for our
customers. When we use the words "you" and "your" we
mean the following types of customers:
We
will tell you the sources of the information we collect about you. We will
tell you what measures we take to secure that information.
We
first define some terms:
Nonpublic
personal information means information about you that we collect in
connection with providing a financial product or service to you. Nonpublic
personal information does not include information that is available from public
sources, such as telephone directories or government records. Hereafter,
we will use the term "information" to mean nonpublic personal
information as defined in this section.
An
affiliate is a company we own or control, a company that owns or controls
us, or a company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means owning enough
to have control.
A
nonaffiliated third party is a person we do not employ or a company that
is not an affiliate of ours. This is also known as nonaffiliated third
party, or simply, an "other party."
THE
INFORMATION WE COLLECT
We
collect information about you from the following sources:
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Information
you give us on applications or other forms
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Information
about your transactions with us
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Information
about your transactions with other parties
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Information
from a consumer reporting agency
INFORMATION
WE DISCLOSE ABOUT YOU
We
do NOT disclose any information about you to anyone, except as permitted by
law. Examples of this might include disclosures necessary to service
your account or prevent unauthorized transactions.
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We
restrict access to information about you to those employees who need to know
that information to provide products and services to you. We maintain
physical, electronic, and procedural safeguards to protect this information.
INFORMATION
ABOUT FORMER CUSTOMERS
We
have the same policy about disclosing information about former customers as we
do about current customers.
TEXAS
CONSUMER COMPLIANT NOTICE
The Carmine State Bank is chartered, licensed, or
registered under the laws of the State of Texas and by state law is
subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the
Carmine State Bank should contact the Texas Department of Banking through one of the means indicated below:
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