| Description
|
Fee
|
| NSF Charges (for checks paid in overdraft or returned)
|
$20.00 per check
|
| Stop Payment (effective for 180 days)
|
$20.00 per check
|
| "Freeze" - Watch for signature or check number
(effective for 30 days) |
$20.00 per check
|
| Accounts with two signatures required
|
$20.00 per month
|
| Duplicate Statement/Computer
Printout (Printout or Faxed)
|
$5.00 per statement
|
| Detailed Account Inquires
by phone (Researching & looking up checks)
|
$5.00 per inquiry
|
|
Service Charges
are based on AVERAGE monthly
balance.
Students or Senior Citizens (65 & older)
and Trust accounts are exempt, also from transfer fees. Service Charges are assessed when statement is printed (if applicable)
|
Average under $100.00: $10.00 per month
Average of $100.00 to
$249.99: 5.00 per month
|
| Returned Deposit Checks
|
$5.00 per check
|
| Counter Checks
|
10¢ per check
|
| Statement printed twice a month (personal accounts)
|
$5.00 per month
|
| Account closed within 30 days of opening
|
$20.00
|
| Account Balancing Assistance
|
$20.00 per hour
|
| Image copies of checks
|
$1.00 each
|
| Instant Cash/VISA Check Card Monthly
Maintenance Fee
|
First six months fee, $2.00 monthly
thereafter
|
| Minimum Balance to open account (excluding students and senior citizens)
|
$100.00
|
| Description
|
Fee
|
| Safe Deposit Box Rental (4½" x 5") *See Notice Below
|
$15.00 per year
|
| Safe Deposit Box Rental (10½" x 4") *See Notice Below
|
$30.00 per year
|
| Safe Deposit Box Rental (10½" x 6") *See Notice Below
|
$35.00 per year
|
| Safe Deposit Box Rental (10½" x 10") *See Notice Below
|
$50.00 per year
|
|
*Notice: No insurance coverage is provided on safe deposit box contents by the FDIC or
this financial institution.
|
| Cashier's Checks
|
$5.00 per check
|
| Non Account Check Cashing
|
$2.00 per $100.00 ($10.00 Maximum)
|
| Phone Transfers for Deposits & Loan Payments
(Senior Citizens & students exempt) |
$5.00 per transfer
|
| Pre-authorized Deposit Transfers
|
$1.00 per transfer
|
| Researching or Special Bookkeeping
|
$25.00 per hour (minimum one hour charge) |
|
Wire Transfer thru the Federal Reserve
|
$25.00 per wire |
| VISA Travel Money Card ($250.00 minimum
purchase)
|
$9.95 per card
|
| Reload VISA Travel Money Card ($250.00
minimum purchase) |
$5.95 per card |
| Discover Gift Card ($25.00 minimum purchase)
|
$3.95 per card
|
| Letters of Credit
|
$15.00 per letter
|
| Amortization Schedule
|
$10.00 per schedule
|
| Drafts or Collection Items (foreign, recurring draft or non-account)
|
$5.00 per draft
|
| Facsimile Charges -- Outgoing
|
$1.00 per page
|
| Facsimile Charges -- Incoming
|
$0.50 per page
|
| Counting of loose and unrolled coin for
non-customers
|
10% fee of the total amount exchanged
|
| Ordering of special coins or currency for
non-customers
|
10% fee of the total amount ordered
|
